We are living in challenging times, but one thing that has not changed is our commitment to our employees, customers, business partners, and the communities we serve.

Despite the challenges, we know that there are always people who need to buy or refinance their home. With historically low interest rates, there is an opportunity for many people to reduce their monthly mortgage payment by refinancing their home, get cash out from their home’s equity, or to shorten their payment term.

We’ve always been committed to building strong communities, and we will continue to be here to support your financial goals.

It’s time to start nailing down your dreams. Balance your life goals, your monthly budget and where you want to live. The Stearns Process will take the stress out of homebuying and get you into your new home in just seven simple steps.

Want to know how much home you can afford? Our calculators will help you determine the mortgage payment amount appropriate for your income and debt. Of course, you can also always give us a call! We're happy to walk through the numbers with you.