Stearns Consumer Portal
Loan Servicing Portal
I can help you!
Visit My Site
I can help you!
Visit my Page
Home Loan Options
Home Loan Options-Home-Loan-Options-2-2-Home Loan Options-2
Homebuying & Selling
Homebuying & Selling -Homebuying-Selling-3-2-Homebuying & Selling-3
Tips & Advice
Tips & Advice -Tips-Advice-4-2-Tips & Advice-1
Stearns Life-Stearns-Life-5-2-Stearns Life-2
House Hunting: 23 Questions to Consider for Your Wish List and Needs List
House hunting! Yay! It can be such a fun process, but before you really start, it’s a good idea to think through your wish list and your needs list.
What’s the difference?
A needs list
are things in your future home that you absolutely must have in your new home. Many times this includes number of bedrooms and bathrooms, parking, or location.
are the nice to haves.
Am I a city person or do I want to live in a quieter, more open area?
Are children in my future? Choosing a school district and neighborhood may be important factors.
Do I need to be close to public transportation?
Do I need to be close to the airport or major highways?
How long of a commute to work am I willing to make?
Do I want an older home or newer home (less than ten years old)?
Do I like contemporary, modern, traditional, mid-century, southwestern, rustic, or colonial?
Am I up for a fixer-upper project?
Exterior of Your Home
Do I have a certain exteriors I do not want? I.e. brick, vinyl siding, stucco, wood siding, etc.
Do I need a big backyard? Consider your pets, kids, entertaining, etc.
Do I need to have a pool? Consider the maintenance it takes to have your own pool. Would you be open to a neighborhood community pool?
What size lot do I want?
Do I need a garage or am I ok with a carport or parking on the street?
Do I need extra parking for guests or additional cars?
Do I want curb appeal already there or do I want to add my own landscaping pizazz?
Interior of Your Home
Do I want a ranch house (one-story) or do I want multiple levels?
How many bedrooms and bathrooms do I want? Or need?
Do I need extra rooms like an office, mudroom, music room, basement, formal living room, or wine cellar?
What are the minimum number of bathrooms I need?
How much square footage do I want? Once you check out a few houses, you’ll be able to have a better idea on minimum square footage.
How much storage space do I need? Look at closets, attic space, built in shelves, etc.
Do I have to have hardwood or tile? Or is it ok if there is carpet?
What amenities do I need? I.e. granite countertops, built in shelves, vaulted ceilings?
A complete needs list and wish list will help and your realtor to narrow your search and get you one step closer to your dream home!
As you venture through your wish and needs lists, it’s a good idea to start preparing for home financing. We recommend considering getting
. A mortgage pre-approval shows you how much you are approved to spend on a home, which will help you during your home search.
Happy home shopping!
- By Lauren Howey, Apr 11, 2017
You might also like
5 Ways To Fall Back In Love With Your Home
Love is in the air, and we have five quick and inexpensive ideas to help get that tingly feeling you had when you first saw your home and knew that it was the one for you.
- Feb 12, 2020
Stearns Lending Appoints Mortgage Industry Veteran David Lowman To Board Of Managers
Stearns Lending appoints mortgage industry veteran David Lowman to Stearns Holdings, LLC Board of Managers, effective February 1, 2020.
- Feb 03, 2020
Leonard Cullip Promoted To Stearns Regional Vice President For California and Alaska
Leonard Cullip has been promoted to Stearns’ Regional Vice President for California and Alaska
- Jan 15, 2020