Your Options

Select Your Experience

Your First Home
Your Next Home
Your Refinance

We offer a wide variety of home loans to meet your needs. No two loans are alike, and our mortgage professionals are here to help find the best loan for your current and future needs.

Select an option that best suits who you are, and explore your loan options!

Even the smartest consumers can learn from experienced lenders. A savvy mortgage team will take the time to listen and provide specific recommendations on the best way to finance your home.

This isn’t your first home purchase, but it’s not something you do on a regular basis, either. A knowledgeable and thoughtful mortgage professional can help you make the best-possible loan choice.

You're ready to put your home's equity to good use and could use some guidance on how to go about refinancing. A mortgage professional can help you navigate your post-purchase options.

Your First Home

Even the smartest consumers can learn from experienced lenders. A savvy mortgage team will take the time to listen and provide specific recommendations on the best way to finance your home.

Your Next Home

Your Refinance

You're ready to put your home's equity to good use and could use some guidance on how to go about refinancing. A mortgage professional can help you navigate your post-purchase options.

Featured Loan: Doctor Loan

New Doctors and Dentists!

You’ve invested countless hours into your education, cared for hundreds of patients and accumulated significant student debt. Now, you’re ready to set down roots but wonder if you’ll be able to secure a mortgage at this stage of your career. Fortunately, we can help you! With the Stearns Doctor Loan Program, you will be able to qualify for a loan with a down payment as low as 5%, and certain student loan payments are excluded when calculating debt-to-income.