Welcome, South Bay Credit Union Members

Call us to get pre-approved


(866) 936-0585 (866) 936-0585

About Stearns Lending

Stearns Lending is excited to partner with South Bay Credit Union to make your home-buying dreams come true! Whether you are on the hunt for your first home, been down the homebuying path before or you are refinancing, a crucial part of the home financing process is selecting the right lender. Stearns has been helping Americans achieve their dreams of home ownership since 1989, and our top priority is to provide you with the insights, affordable home loan options, tools and support to deliver a customized, straightforward and pleasant experience.


Get Moving With a Stearns Digital Mortgage

We offer Stearns Digital which is a simple and secure mortgage solution that simplifies the home loan process. Our time-saving mobile app delivers a streamlined mortgage experience to help deliver  faster approvals.