Stearns Licensing Information

State Licenses

Nationwide Mortgage Licensing System (NMLS) ID #: 1854

Licenses can be verified at:

NMLS Consumer Access

STATE 
 LICENSE AGENCY
LICENSE TYPE
LICENSE ID
AK Department of Commerce, Community and Economic Development: Division of Banking and Securities Mortgage Broker/Lender License AK1854
AK Department of Commerce, Community and Economic Development: Division of Banking and Securities Mortgage Broker/Lender License - Other Trade Name #1 N/A
AL State Banking Department Consumer Credit License 21191
AR Arkansas Securities Department Combination Mortgage Banker-Broker-Servicer License 102360
AZ Department of Financial Institutions Mortgage Banker License 0905413
CA Department of Business Oversight Finance Lenders Law License 603G129
CA Department of Business Oversight Residential Mortgage Lending Act License 4130495
CO Division of Real Estate Mortgage Company Registration N/A
CT Department of Banking Mortgage Lender License 15262
DC Department of Insurance, Securities, and Banking Mortgage Dual Authority License MLB1854
DE Office of the State Bank Commissioner Licensed Lender License 011236
FL Office of Financial Regulation Mortgage Lender Servicer License MLD988
GA Department of Banking and Finance Mortgage Lender License/ Registration 24066
HI Department of Financial Institutions Mortgage Loan Originator Company License HI-1854
HI Department of Financial Institutions Mortgage Servicer License MS133
IA Division of Banking Mortgage Banker License 2009-0047
IA Division of Banking Mortgage Banker License – Other Trade Name #2 2014-0010
ID Department of Finance Mortgage Broker/Lender License MBL-3005
IL Department of Financial and Professional Regulation Residential Mortgage License MB.6760686
IN Department of Financial Institutions First Lien Mortgage Lending License 15640
IN Department of Financial Institutions Subordinate Lien Mortgage Lending License 28198
KS Office of the State Bank Commissioner Mortgage Company License MC.0025047
KY Department of Financial Institutions Mortgage Company License MC77358
LA Office of Financial Institutions Residential Mortgage Lending License N/A
MA Division of Banks and Loan Agencies Mortgage Broker License MC1854
MA Division of Banks and Loan Agencies Mortgage Lender License MC1854
MD Commissioner of Financial Regulation Mortgage Lender License 10847
ME Department of Professional and Financial Regulation Supervised Lender License 1854
MI Office of Financial and Insurance Services 1st Mortgage Broker/Lender/Servicer Registrant FR0020090
MN Department of Commerce Residential Mortgage Originator License MN-MO-1854
MN Department of Commerce Residential Mortgage Originator License Other Trade Name #1 MN-MO-1854.1
 
MO Division of Finance Company Registration 19-2052
MS Department of Banking and Consumer Finance Mortgage Lender License 1854
MT Division of Banking and Financial Institutions Mortgage Lender License 1854
MT Division of Banking and Financial Institutions Mortgage Servicer License 1854
MT Division of Banking and Financial Institutions Mortgage Broker License 1854
NC Commissioner of Banks Mortgage Lender License L-148477
ND Department of Financial Institutions Money Broker License MB102922
NE Department of Banking and Finance Mortgage Banker License 2082
NH New Hampshire Banking Department Mortgage Banker License 15083-MB
NJ Department of Banking and Insurance Residential Mortgage Lender License 0806377
NM Department of Regulation and Licensing Mortgage Loan Company License 01457
NV Department of Business and Industry Mortgage Banker License 3577
NV Department of Business and Industry Mortgage Broker License 3578
NY NOT LICENSED NOT LICENSED NOT LICENSED
OH Department of Commerce Mortgage Broker Act Certificate of Registration MB.804022.000
OH Department of Commerce Mortgage Loan Act Certificate of Registration SM.501885.000
OK Department of Consumer Credit Mortgage Lender License ML002710
OK Department of Consumer Credit Mortgage Lender License - Other Trade Name #1 ML010103
OR Department of Consumer and Business Services Mortgage Lending License ML-1041
PA Department of Banking Mortgage Lender License 28788
RI Division of Banking Lender License 2009265LL
RI Division of Banking Loan Broker License No license #’s issued
SC State Board of Financial Institutions Mortgage Lender/Servicer License MLS – 1854
SC State Board of Financial Institutions Mortgage Lender/Servicer License - Other Trade Name #1 MLS - 1854 OTN#1
SD Division of Banking Mortgage Lender License ML.04912
TN Department of Financial Institutions Mortgage License 109457
TX Department of Savings and Mortgage Lending Mortgage Banker Registration N/A
TX Office of Consumer Credit Commissioner Regulated Loan License 14726-56147
UT Division of Financial Institutions Residential First Mortgage Notification UDFI-RFMN2015
UT Division of Real Estate Mortgage Entity License 5780454
UT Division of Real Estate Mortgage Entity License - Other Trade Name #2 8907987
VA State Corporation Commission Broker License MC-2184
VA State Corporation Commission Lender License MC-2184
VT Department of Banking, Insurance, Securities, and Health Care Administration Lender License 6224
VT Department of Banking, Insurance & Securities Loan Servicer License 1854-1
VT Department of Banking, Insurance, Securities, and Health Care Administration Lender License - Other Trade Name #2 6642
WA Department of Financial Institutions Consumer Loan Company License CL-1854
WI Department of Financial Institutions Mortgage Banker License 696677BA
WI Department of Financial Institutions Mortgage Broker License 1854BR
WV Division of Banking Mortgage Lender License ML-30447
WV Division of Banking Mortgage Broker License MB-33920
WY Division of Banking Mortgage Mortgage Lender/Broker License 2135

State Specific Disclosures:

California – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RMLA# 41DBO-30495.

Illinois– Regulated by the Illinois Department of Financial and Professional Regulation
Division of Banking
320 W. Washington Street
Springfield, IL. 62786
217-782-300

Missouri – Missouri Residential Mortgage Loan Broker License #19-2052 (Stearns’ in state office is located at 111 West Port Plaza, Ste. #639, St. Louis, MO 63143)
Nevada – For State of Nevada residents Stearns Lending, LLC is a mortgage lender promoting the loan products or services contained in this article; the business phone number that Stearns Lending maintains on file with the State of Nevada Department of Business and Industry is 855-839-6487.
New York – Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.
Texas – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Disclaimers:

  • Information accurate as of October 28, 2019
  • Not all programs are available in all areas. Program restrictions apply. All rights reserved.
  • This is not an offer for extension of credit or a commitment to lend.
  • Not all branches are licensed in every state; please contact your local office to determine eligibility.
  • All loan programs are subject to Stearns Lending underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs loan terms, and other information on this website are subject to change without notice.

Questions regarding our licenses should be directed to:

Chief Legal Officer or Deputy General Counsel
Stearns Lending LLC
401 E. Corporate Drive, Suite 150
Lewisville, TX  75057